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He said actual property builders needed to be innovative in creating attractive initiatives at affordable costs. “Over-borrowing by households, particularly for non-investment purposes, has led to excessive ranges of debt. It means folks of all ages across Thai society are cutting back on discretionary buying and delaying main purchases, while credit card debt is a “key financial hurdle†for 23 per cent of Thais, according to Mintel evaluation. “A discount in rates of interest may help to alleviate some of these pressures by making borrowing cheaper and probably boosting client …